Guides
Earn products, explained plainly
Short, practical guides to help you read the rates table with confidence — what the numbers mean, where the yield comes from and what can go wrong.
What we're writing first
APR vs APY
Why two platforms quoting the same number can pay different amounts, and how compounding changes it.
Flexible vs fixed terms
When locking your coins for a higher rate is worth it, and what you give up in return.
How new-user offers really pay
A 600% APR for two days on 200 USDT is a few dollars. How to read caps, terms and the real reward.
Stablecoin yields explained
Where the interest on USDT and USDC comes from, and why it moves with lending demand.
How we collect rates
Which platforms we read daily, which we check by hand, and how we keep the table honest.
Risks of earn products
Platform risk, lock-ups, rate changes and smart-contract risk — what to check before you deposit.
In the meantime, compare today's rates
Live earn rates across exchanges and DeFi, refreshed every day.