Best BTC earn rates today
20 BTC (Bitcoin) savings and staking offers from 10 platforms, ranked by rate. Flexible and fixed-term offers are listed separately.
Updated Oct 14, 2026
Best flexible
8.00% APR
WEEX · Earn · Flexible
Best fixed term
15.25% APR
CoinW · Fixed Savings · 365-day
Flexible BTC savings
Withdraw at any time.
| Platform | APR / APY | Product | Term | Conditions | Action |
|---|---|---|---|---|---|
WEEX | 8.00%APR Promo | EarnChecked Oct 14, 2026 | Flexible | Up to 0.01 BTC: 8% APRAbove 0.01: 0.9% APR | View offer |
MEXC | 7.00%APR Promo | Flexible Savings | Flexible | Up to 0 BTC: 7% APROther amounts: 0.3–1% APR | View offer |
Bitget | 1.88%APR Promo | Savings | Flexible | Up to 0 BTC: 1.88% APRAbove 0: 0.12% APR | View offer |
OKX | 0.50%APR | Simple Earn | Flexible | Any amount | View offer |
Bybit | 0.40%APR Promo | Flexible Savings | Flexible | Up to 0 BTC: 0.4% APRAbove 0: 0.1% APR | View offer |
Binance | 0.27%APR Promo | Simple Earn | Flexible | Up to 0.01 BTC: 0.27% APRAbove 0.01: 0.02% APR | View offer |
Gate | 0.10%APR | Simple Earn | Flexible | Any amount | View offer |
Aave | 0.02%APY | Supply | Flexible | Any amountWBTC on OP Mainnet | View offer |
KuCoin | 0.02%APR | Simple Earn | Flexible | Any amount | View offer |
Fixed-term BTC savings
Locked for the term shown.
| Platform | APR / APY | Product | Term | Conditions | Action |
|---|---|---|---|---|---|
CoinW | 15.25%APR | Fixed Savings | 365-day | Any amount15.24% of it paid in CWC | View offer |
CoinW | 11.05%APR | Fixed Savings | 180-day | Any amount11.04% of it paid in CWC | View offer |
WEEX | 2.00%APR | EarnChecked Oct 14, 2026 | 30-day | Any amount | View offer |
Bybit | 1.20%APR | On-chain Earn | 45-day | Any amount | View offer |
KuCoin | 0.50%APR | Simple Earn | 365-day | Any amount | View offer |
KuCoin | 0.30%APR | Simple Earn | 60-day | Any amount | View offer |
Bitget | 0.20%APR | Savings | 7-day | Up to 100 BTC | View offer |
KuCoin | 0.20%APR | Simple Earn | 30-day | Any amount | View offer |
Gate | 0.09%APR | Fixed Earn | 30-day | Any amount | View offer |
Gate | 0.08%APR | Fixed Earn | 14-day | Any amount | View offer |
Gate | 0.06%APR | Fixed Earn | 7-day | Any amount | View offer |
Rates are collected once a day from each platform's public data and can change at any time; boosted rates usually apply to a limited amount. "View offer" buttons are referral links: we may earn a commission, which never changes the ranking. Not financial advice.
BTC earn rates: common questions
What is the best BTC earn rate today?
As of Oct 14, 2026, the best flexible BTC rate is 8.00% APR on WEEX, and the best fixed-term rate is 15.25% APR on CoinW for 365-day. Boosted rates often apply only to a limited amount, so check the conditions column before depositing.
Should I choose flexible or fixed-term BTC savings?
Flexible products let you withdraw at any time, and the rate can change daily. Fixed terms lock your BTC for a set number of days, often for a higher rate, but you usually can't withdraw early without losing the interest.
How often are these rates updated?
Every day. We read each platform's published BTC earn rates automatically; a few platforms that only show rates to signed-in users are checked by hand and marked with the date we checked them.
What is the difference between APR and APY?
APR is the simple yearly rate. APY includes compounding, the interest earned on your interest, so the same number quoted as APY pays slightly less than the same number as APR. Most exchanges quote APR; DeFi protocols such as Aave usually quote APY.