Best USDe earn rates today
4 USDe (Ethena USDe) savings and staking offers from 4 platforms, ranked by rate. Flexible and fixed-term offers are listed separately.
Updated Oct 14, 2026
Best flexible
4.75% APR
Gate · Simple Earn · Flexible
Flexible USDe savings
Withdraw at any time.
| Platform | APR / APY | Product | Term | Conditions | Action |
|---|---|---|---|---|---|
Gate | 4.75%APR | Simple Earn | Flexible | Any amount | View offer |
KuCoin | 4.75%APR | Simple Earn | Flexible | Any amount | View offer |
Aave | 1.01%APY | Supply | Flexible | Any amountUSDE on Monad, incl. 1% rewards | View offer |
Bitget | 1.00%APR | Savings | Flexible | Up to 125K USDe | View offer |
Rates are collected once a day from each platform's public data and can change at any time; boosted rates usually apply to a limited amount. "View offer" buttons are referral links: we may earn a commission, which never changes the ranking. Not financial advice.
USDe earn rates: common questions
What is the best USDe earn rate today?
As of Oct 14, 2026, the best flexible USDe rate is 4.75% APR on Gate. Boosted rates often apply only to a limited amount, so check the conditions column before depositing.
Should I choose flexible or fixed-term USDe savings?
Flexible products let you withdraw at any time, and the rate can change daily. Fixed terms lock your USDe for a set number of days, often for a higher rate, but you usually can't withdraw early without losing the interest.
How often are these rates updated?
Every day. We read each platform's published USDe earn rates automatically; a few platforms that only show rates to signed-in users are checked by hand and marked with the date we checked them.
What is the difference between APR and APY?
APR is the simple yearly rate. APY includes compounding, the interest earned on your interest, so the same number quoted as APY pays slightly less than the same number as APR. Most exchanges quote APR; DeFi protocols such as Aave usually quote APY.