Best DOT earn rates today
13 DOT (Polkadot) savings and staking offers from 6 platforms, ranked by rate. Flexible and fixed-term offers are listed separately.
Updated Oct 14, 2026
Best flexible
7.50% APR
KuCoin · Staking · Flexible
Best fixed term
9.00% APR
KuCoin · Simple Earn · 60-day
Flexible DOT savings
Withdraw at any time.
| Platform | APR / APY | Product | Term | Conditions | Action |
|---|---|---|---|---|---|
KuCoin | 7.50%APR | Staking | Flexible | Any amount | View offer |
Bybit | 2.95%APR | On-chain Earn | Flexible | Any amount | View offer |
Bitget | 1.46%APR | Savings | Flexible | Up to 300K DOT | View offer |
OKX | 1.00%APR | Simple Earn | Flexible | Any amount | View offer |
Gate | 0.88%APR | Simple Earn | Flexible | Any amount | View offer |
Bybit | 0.80%APR | Flexible Savings | Flexible | Any amount | View offer |
Binance | 0.08%APR | Simple Earn | Flexible | Any amount | View offer |
KuCoin | 0.01%APR | Simple Earn | Flexible | Any amount | View offer |
Fixed-term DOT savings
Locked for the term shown.
| Platform | APR / APY | Product | Term | Conditions | Action |
|---|---|---|---|---|---|
KuCoin | 9.00%APR | Simple Earn | 60-day | Any amount | View offer |
KuCoin | 7.50%APR | Simple Earn | 30-day | Any amount | View offer |
Binance | 0.65%APR | Simple Earn Locked | 60-day | Any amount | View offer |
Binance | 0.60%APR | Simple Earn Locked | 90-day | Any amount | View offer |
Binance | 0.50%APR | Simple Earn Locked | 7-day | Any amount | View offer |
Rates are collected once a day from each platform's public data and can change at any time; boosted rates usually apply to a limited amount. "View offer" buttons are referral links: we may earn a commission, which never changes the ranking. Not financial advice.
DOT earn rates: common questions
What is the best DOT earn rate today?
As of Oct 14, 2026, the best flexible DOT rate is 7.50% APR on KuCoin, and the best fixed-term rate is 9.00% APR on KuCoin for 60-day. Boosted rates often apply only to a limited amount, so check the conditions column before depositing.
Should I choose flexible or fixed-term DOT savings?
Flexible products let you withdraw at any time, and the rate can change daily. Fixed terms lock your DOT for a set number of days, often for a higher rate, but you usually can't withdraw early without losing the interest.
How often are these rates updated?
Every day. We read each platform's published DOT earn rates automatically; a few platforms that only show rates to signed-in users are checked by hand and marked with the date we checked them.
What is the difference between APR and APY?
APR is the simple yearly rate. APY includes compounding, the interest earned on your interest, so the same number quoted as APY pays slightly less than the same number as APR. Most exchanges quote APR; DeFi protocols such as Aave usually quote APY.